I was listening to some Labour shadow minister on the radio. 'The biggest obstacle to people setting up their own businesses is lack of capital,' he said. Utter rhubarb. The biggest obstacle that prevents most people setting up their own business is that they don't really want to start their own business. Certainly not enough to put the time, effort and money in. They want someone to give them a job. And that's fine. But Labour shouldn't imagine there are millions of people who would be entrepreneurs if they only had that startup capital. Now you may say, 'They do need some money,' and that's true. But it's often not the case that you need huge capital investment to start a business. Need a computer? - the price of 10 cigarettes a day will cover it. Need a website? - easily covered by the cost of a basic Sky subscription. Both expenditure that many people looking for jobs these days would consider part of everyday life. To be honest, I also get m...