Identity theft blues

I have been the victim of a really shoddy bit of identity theft. Let me explain. A few days ago in the post I received two statements from a mail order company, one for more than £500 worth of goods, the other for more than £300. I had never bought anything from them in my life.

I rang them up and it seems that someone had managed to slip through their anything but rigorous security checks. I'm really amazed that the company in question didn't have systems that could spot that this was a fradulent activity. They did a credit check on me to see if it was okay, but there were so many oddities in the application that it's bizarre nothing was flagged up. After all:

Two accounts were set up for the same address (mine) on the same day
One was for a Ms B Clegg, the other a Mr D Clegg, so neither matched me exactly for the credit check
The date of birth given was wrong - again something the credit check should have picked up
Two orders were place, each using up most of the credit, each going to a different delivery address, not my address. One in Middlesex one in the midlands. Not suspicious, guys?
The kind of order was not typical. These were orders for lots and lots of relatively low price items like T-shirts, not for big money goods

It wouldn't exactly take top flight artificial intelligence software to spot there was something strange. Don't get me wrong, the company was very good about it, assuring me that they would sort it all out - but they seem to be very casual about giving away around £1,000 of credit.

The one good thing that came out of this, apart from having a topic for a blog post, is that at the company's suggestion I did a check on myself with one of the credit checking agencies, something I've been meaning to do for ages, and it was fascinating, though it emphasized even more how much incorrect data the mail order company was ignoring. Also it's interesting that when we hear 'identity theft', we think 'internet' - but in fact this was good old fashioned basic personal information misuse that could have been done without a computer in sight.

Comments

Why I hate opera

If I'm honest, the title of this post is an exaggeration to make a point. I don't really hate opera. There are a couple of operas - notably Monteverdi's Incoranazione di Poppea and Purcell's Dido & Aeneas - that I quite like. But what I do find truly sickening is the reverence with which opera is treated, as if it were some particularly great art form. Nowhere was this more obvious than in ITV's 2010 gut-wrenchingly awful series Pop Star to Opera Star , where the likes of Alan Tichmarsh treated the real opera singers as if they were fragile pieces on Antiques Roadshow, and the music as if it were a gift of the gods. In my opinion - and I know not everyone agrees - opera is: Mediocre music Melodramatic plots Amateurishly hammy acting A forced and unpleasant singing style Ridiculously over-supported by public funds I won't even bother to go into any detail on the plots and the acting - this is just self-evident. But the other aspects need some exp...

Is 5x3 the same as 3x5?

The Internet has gone mildly bonkers over a child in America who was marked down in a test because when asked to work out 5x3 by repeated addition he/she used 5+5+5 instead of 3+3+3+3+3. Those who support the teacher say that 5x3 means 'five lots of 3' where the complainants say that 'times' is commutative (reversible) so the distinction is meaningless as 5x3 and 3x5 are indistinguishable. It's certainly true that not all mathematical operations are commutative. I think we are all comfortable that 5-3 is not the same as 3-5. However. This not true of multiplication (of numbers). And so if there is to be any distinction, it has to be in the use of English to interpret the 'x' sign. Unfortunately, even here there is no logical way of coming up with a definitive answer. I suspect most primary school teachers would expands 'times' as 'lots of' as mentioned above. So we get 5 x 3 as '5 lots of 3'. Unfortunately that only wor...

Why backgammon is a better game than chess

I freely admit that chess, for those who enjoy it, is a wonderful game, but I honestly believe that as a game , backgammon is better (and this isn't just because I'm a lot better at playing backgammon than chess). Having relatively recently written a book on game theory, I have given quite a lot of thought to the nature of games, and from that I'd say that chess has two significant weaknesses compared with backgammon. One is the lack of randomness. Because backgammon includes the roll of the dice, it introduces a random factor into the play. Of course, a game that is totally random provides very little enjoyment. Tossing a coin isn't at all entertaining. But the clever thing about backgammon is that the randomness is contributory without dominating - there is still plenty of room for skill (apart from very flukey dice throws, I can always be beaten by a really good backgammon player), but the introduction of a random factor makes it more life-like, with more of a sense...

Search This Blog